Insolvency

At Impetus, we provide a comprehensive range of insolvency and corporate restructuring services to help companies navigate periods of financial pressure, operational challenges, or transitional phases. Our team works closely with directors, shareholders, and stakeholders to assess each situation, explain practical options, and implement solutions tailored to the company’s needs.

Insolvency

Impetus Group|Insolvency

Corporate Recovery & Lender Services

We assist companies through both voluntary liquidation and court-ordered liquidation processes, providing experienced liquidators to oversee an orderly wind-down of operations, realise assets, and distribute proceeds to creditors. Where immediate protection of a company’s assets is required, we can be appointed as provisional liquidators.

We act on behalf of secured creditors as receivers to take control of specific assets or business operations. Our role is to protect creditor interests, optimise recoveries, and manage the process efficiently while providing clear updates to all stakeholders.

We support companies under financial stress through judicial management, a court-supervised process that provides breathing space from creditor action. This allows the company to stabilise operations, restructure obligations, and preserve value for shareholders and stakeholders

We advise and guide companies on implementing a scheme of arrangement, a court-sanctioned process that enables businesses to restructure debts or obligations while continuing operations. This provides a structured approach to achieving agreement with creditors and stakeholders.

We provide specialised services to support banks and other secured creditors throughout the life cycle of their lending arrangements.

  • Agent for Mortgagee-in-Possession

When a lender has taken possession of a mortgaged property, we can act as the Agent for Mortgagee-in-Possession to manage the property efficiently up to its eventual sale. This ensures that the lender’s interests are protected while operations and value are preserved.

  • Independent Business Reviews

Where borrowers become, or are at risk of becoming, delinquent, we can conduct independent assessments of the company’s financial and operational position. These reviews help lenders understand the borrower’s state of affairs and evaluate appropriate recovery options.

We provide practical advice on debt restructuring options, including renegotiating liabilities, rescheduling payments, or exploring refinancing alternatives. While less frequently required—often managed directly by financial institutions – our guidance helps businesses stabilise operations and plan for sustainable recovery.

Impetus Group|Insolvency

Personal Insolvency Services

Our team helps individuals in Singapore navigate financial difficulties, offering practical solutions to manage debt and minimise disruption.

We are able to act as nominees to facilitate a composition or voluntary arrangement, helping debtors avoid personal bankruptcy while providing independent guidance throughout the process.

We can be appointed as private trustees in bankruptcy (PTIBs) to administer the estate efficiently, ensuring compliance and fair treatment for both debtors and creditors.

Connect with our Experts on your Enquiries.